What's hot this month? We're seeing a lot in the financial services arena as well as lawyers, physicians, and other professionals. Not to mention environmental issues and fuel oil distributors. What's coming up? Municipalities. We have some quality markets for all your renewals and new business opportunities.

Large Commercial Accounts & Environmental Premium ($)
Milk Distributor, Excess Liability, $4m X $4m 110,000
Real Estate Owner, Umbrella, $25m X $25m 103,000
Apartment Complex, Property - Special Form, $5m 76,530
Apartment Complex, Property - Special Form, $5m 66,500
California Earthquake, Earthquake, $7.5m 60,000
Apartment Complex, CGL 28,031
Fuel Oil Dealer, Excess Liability, $5m X $5m 26,250
Cosmetic/ Restoration Of Concrete, CGL 20,000
Distributor And Assembler Of Air Compressors And Vacuum Pumps, CGL 19,752
Internet Sales Of Body Building Supplements, CGL 3,684

Professional & Management Liability Premium ($)
Hedge Fund, Fin. Svcs. Mgmt./Prof. Liability, $10m. EPLI, $2m-$50k retention 295,000
Architectural Firm, Architects & Engineers Professional, $5m - $100k Retention 227,158
Financial Services Network, Excess D & O (All Classes), $5m X $30 M 80,750
Law Firm, Lawyers Professional Liability, $5m - $50k Retention 71,000
Accredited Online University, School Board Legal Liability, $2m - $25k Retention 21,059
Data Processing Firm, Technology Related Coverages, $5m - $25k Retention 18,870
Halfway House, Combined CGL & Professional, $1m/$1m 15,867
Real Estate Company, Real Estate Agents E & O, $1m - $5k Retention 15,000
Doctor of Osteopathic Medicine, Malpractice (Physicians), $3m - $5k Retention 13,316
Federal Credit Union, Bankers Professional Liability, $1m - $25k Retention 2,750

Program Department Premium ($)
Umbrella Liability - Petroleum Marketers Purchasing Group  
Petroleum Distributor, $10m 173,478
Petroleum Tanker Fleet, $4m 13,950
Oil Company, $5m 12,600
Gas & Convenience Store, $5m 10,500
Oil Company, $2m 8,876
Transportation Company, $1m 3,000
Chemical Manufacturer/Distributor, $1m 3,000
National Public Transportation Program
Bus & Travel Company, $5m 47,422
Charters & Tours, $5m 40,867
Entertainment & Corporate Transportation Services, $5m 35,255
Charter Bus Company, $5m 34,576
Charter Tour Company, $5m 21,996
Bus Company, $5m 20,643

Binding Authority Premium ($)
Property Developer, CGL, $1m/$2m, Property - Special Form, $5.6m 49,264
High Value Homeowners, $24.8m Dwelling; $1.1m Other Structures; $3.3m Contents; Unlimited Loss Of Use; $1m Liability, $10,000 Medical Payments 29,159
Wire & Cable Co., Property - Special Form, $5,350,000, CGL, $1m/$2m 19,200
Safety and Risk Management Consultant, CGL, $1m/$2m 16,754
Airplane Manufacturer, CPP, $1m/$2m 16,188
Property Owner, Vacant Building/Property, $2m 10,000
Restaurant, Liquor Liability, $500/$500 9,075
Home Improvement Contractor, Workers Compensation, $100,000 Each Accident; $100,000 Each Employee; $500,000 Each Policy 6,584
Computer Consultant, CPP, $1m/$2m 5,250
Custom Roofing Company, CGL, $500/$1,000,000 4,346
Homeowners Association, NPDO/GL, $1m/$2m 2,885
Mortgage Bankers Association, Snow Insurance, $38,000 2,774
Camping Equipment Manufacturer, CGL, $1m/$2m 2,500
Children's Craft Parties, CPP, $1m/$2m 1,705
Laundromat, CPP, $1m/$2m 1,000
 

Offices in , , , , , , and

For general information about S. H. Smith, feel free to call or email anyone at any of our offices. For any state not listed below, please contact , President. S. H. Smith & Co. is a national firm, licensed to write in all 50 states.

New England offices
Michael McIntire
774.238.6806

Ohio office
Terrence Coughlin
330.656.2525

Minnesota office
Mark Mattson
651.647.6254

Pennsylvania office
Ed McGuire
610.644.8433

  

Upstate New York office
David Mackintosh
315.682.0264

Eastern New York/Vermont office
Les Dalmata
315.826.5244

Southern Ohio/Kentucky office
Charles Corky Breeden
800.680.2594

Florida office
800.735.1023


S.H. Smith & Company is a national, independently-owned excess and surplus lines insurance broker, managing general agency and program administrator. Our specialists in each of our divisions have a depth of experience which we believe is unmatched in the industry. For more information, please call Scott Smith, president, at 860.561.3600 or email by clicking here.

Our main office is located at 41 North Main Street, Suite 300, West Hartford, CT 06107 and can be contacted by phone at (860) 561-3600. This newsletter is subscription based and is not unsolicited email. If you would like to unsubscribe, please e-mail market_smarts@shsmith.com.