FROM STRAIGHTFORWARD HOMEOWNERS INSURANCE COVERAGE TO PERSONAL UMBRELLA POLICIES AND EVERYTHING IN BETWEEN, S.H. SMITH & COMPANY HAS YOUR INSURANCE NEEDS COVERED.

We work with "A" rated markets to ensure the most thorough coverage at the most competitive rates; and because we only work with the most reputable carriers, our agents can sleep soundly at night knowing that their insureds will be well taken care of in the event of a loss.

Homeowners Coverage

Dwelling Fire Coverage

Personal Umbrella Coverage

Comprehensive Personal Liability

We invite you to contact one of our experts to learn more about our personal lines offerings or to inquire about S.H. Smith & Company's full spectrum of insurance solutions.

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Personal Lines Underwriter
860-656-1254

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Personal Lines Underwriter
781-247-6220

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Assistant Vice President
860-656-6222

RECENT SUCCESSES

$4,000,000 home with two water damage losses
Location: TX
Premium: $20,490

$350,000 three family dwelling, owner occupied, built in 1900
Premium: $1,593

$459,000 secondary home within 1,000 feet of coast
Location: MA
Premium: $3,072

$225,000 one family rental dwelling
Location: CT
Premium: $1,282

Stand Alone Personal Umbrella: 4 locations, 7 vehicles, 8 recreational vehicles, 3 watercraft, 8 drivers (incl. 3 employees)
Limits: $5M with $1M XS UM/UIM
Premium: $6,133 + tax/fees

Stand Alone Personal Articles Floater ($28,500 value)
Premium: 5% SIR = $550 + taxes/fees

S.H. Smith & Company is licensed to work in all 50 states and has offices in Connecticut, Maryland, Massachusetts, Minnesota, New Jersey, New York, Ohio, and Rhode Island.

OFFICES:CONNECTICUT, MARYLAND, MASSACHUSETTS, MINNESOTA, NEW YORK, NEW JERSEY, OHIO, RHODE ISLAND