S.H. Smith & Company Has Your Workers' Comp Answers

S.H. Smith & Company continues to develop its expertise in the areas of Workers' Compensation with the addition of new carrier partners.

Our team of brokers—that specialize in workers compensation—know that the current marketplace is nothing short of tumultuous and subject to abrupt risk appetites. That is why we make certain to work with the top Workers' Compensation markets so that we can provide coverage solutions that fit the needs of our customers whatever their exposures may be. Because we have a team of experts dedicated to writing Workers' Compensation, we have the unique ability to provide timely, personal service to handle all of your forms, endorsements, and amendments.

Our markets have the capability to provide quick turnarounds on coverage for a wide range of classes including (but not limited to): most new ventures, contractors, restaurants, medical temporary staffing, retail, manufacturing, service, wholesale, construction and more.

"The compensation market continues to experience difficulty due to inadequate rate structures in most states. Coupled with the general erosion in loss experience across all lines of business that most carriers are experiencing, markets are refocusing their underwriting appetites by class code, by state. In some cases that means a more restrictive and selective marketplace for many occupations and industries.

Over the past several months S.H. Smith & Company has expanded the number of carrier partners with which we do business, thus providing additional placement resources for our customers."

– James Wyne, Chief Underwriting Officer, S.H. Smith & Company

Recently, we have expanded our product offerings by adding several new Workers' Compensation programs, including social services, home healthcare and medical temporary staffing. These programs are available in all non-monopolistic states.

Most premiums range from $5K to $500K.

We invite you to contact one of our Workers' Compensation product experts today to learn more about the S.H. Smith & Company difference and our full spectrum of capabilities.

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860-656-1204 | 800-356-0168 x 1204

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860-656-1305 | 800-356-0168 x 1305

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860-656-1240 | 800-356-0168 x 1240

Recent Successes:

Success #1

High Tech Coatings Manufacturer – NY

$3.4M payroll / 1.46 mod
Premium: $155K

Success #2

Restaurant / New Venture – CT

$339K payroll / unmodified
Premium: $8K

Success #3

Awning Manufacturer – CT

$190K payroll / 1.26 mod
$1M limits
Premium: $13,478

CONNECTICUT, FLORIDA, MASSACHUSETTS, MINNESOTA, NEW YORK, OHIO, RHODE ISLAND