Accidents happen. Are your clients covered?

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accidents

Accidents Happen. Are Your Clients Covered?

summer has left us and the time of year for hayrides and haunted houses is here. While no one expects accidents to occur at these family functions, they do.

At a small farm in Western Connecticut that has been hosting a haunted house and hayride for decades, one such unexpected accident occurred. One of the role players involved with the hayride was tasked with jumping out from the hayfield as the hayride passed by in an attempt to scare the passengers. As the role-player prepared to jump out and scare the hayride passengers, he slipped on the wet grass and was subsequently run-over by the tractor and the wagon being pulled by the tractor. Luckily the man lived, but sustained severe, life-altering injuries. Is your client covered for such an event?

S.H. Smith & Company's In-House Underwriting Department is experienced with the exposures of Fall Festival events. Whether your client has a haunted house, hayride, corn maze, or even pumpkin sales, our team of experts is well-versed in the exposures associated with such events and will work with an "A+" rated insurer to make sure that your client is adequately covered.

Some of our coverage features include:

  • Additional insured coverage available
  • Attendance up to 1,500 per day
  • Higher limits available
  • A.M. Best-rated "A+ (X)" carrier
  • Superior customer service
  • Competitive rates

 

Whether you have questions about our Fall Festival coverage capabilities or you would like to receive a quote, we invite you to contact one of our experts today. We look forward to the opportunity to show you the S.H. Smith & Company difference.

Call us today for more information on providing Accident & Health Coverage to your clients:

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860-656-1263
800-356-0168 x 1263

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860-656-1229
800-356-0168 x 1229

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781- 247-6220
800-735-1023 x 6220

Eligible Risks:

  • Hayrides, Fall Festivals
  • Haunted Houses
  • Adult & Youth Sports
  • Daycare & Preschool
  • Special Events (weddings, holiday parties)
  • Fairs & Exhibits
  • Parades
  • Picnics
  • Adult & Youth Field Trips
  • Golf Outings
  • ...and more!

 

 

 

contact

WWW.SHSMITH.COM

For general information about S.H. Smith, feel free to contact any of our Regional Sales Managers listed below. For any region not listed, please contact our President, This e-mail address is being protected from spambots. You need JavaScript enabled to view it. or call us at (800) 356-0168. S.H. Smith & Company is a national firm, licensed to write in all 50 states.

Connecticut
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(860) 561-3600
Massachusetts
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(781) 247-6225
New York / Vermont
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(860) 656-1206
OH / KY / IN / Midwest
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(440) 930-0543
Maryland
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(215) 528-4200
MN / Upper Midwest
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(651) 414-3862
Ohio
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(330) 656-2525
Indiana/Michigan/OH
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(937) 938-1532

CONNECTICUT, FLORIDA, MARYLAND, MASSACHUSETTS, MINNESOTA, NEW YORK, OHIO, RHODE ISLAND

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