S.H. Smith & Company Expands Workers' Compensation Capabilities

S.H. Smith & Company continues to develop its expertise in the areas of Workers' Compensation with the addition of new carrier partners.

Because our brokers specialize in workers compensation, we know that the current marketplace is nothing short of tumultuous and subject to abrupt risk appetites. That is why we make certain to work with the top Workers' Compensation markets so that we can provide coverage solutions that fit the needs of our customers whatever their exposures may be. Our markets have the capability to provide coverage for a wide range of classes including (but not limited to): medical temporary staffing, retail, manufacturing, service, wholesale, construction and more.

"We recognize that the rates are going up and that there is a problem with rate adequacy; many markets are making adjustments to their underwriting standards and underwriting appetites are changing. Because of this, we have broadened our base of carrier partners to provide better options to our agents."

– James Wyne, Chief Underwriting Officer, S.H. Smith & Company

Recently, we have expanded our product offerings by adding several new workers compensation programs, including social services, home healthcare and medical temporary staffing. These programs are available in all non-monopolistic states.

Most premiums range from $5K to $500K and in some cases we are able to quote risks without loss runs.

We invite you to contact one of our Workers' Compensation product experts today to learn more about the S.H. Smith & Company difference and our full spectrum of capabilities.

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860-656-1204
800-356-0168 x 1204

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860-656-1270
800-356-0168 x 1270

Recent Successes:

Success #1

Agricultural/Construction Machinery Manufacturing

1.9M payroll / 1.29 mod
Premium: $134K

Success #2

Elevator Erection/Repair

$515K payroll / .89 mod
Premium: $22K

Success #3

Home Heath Care

$931K payroll / unmodified
Premium: $47K

Success #4

Medical Temp Staffing (New Venture, Texas)

$415K payroll
Premium: $4.6K

Success #5

Retail Store

1.5M payroll / .94 mod
Premium: $9.8K

CONNECTICUT, MARYLAND, MASSACHUSETTS, MINNESOTA, NEW YORK, OHIO, RHODE ISLAND