Is Your Property Exposure Adequately Covered?

property

BECAUSE OF ITS COMMONALITY, THE IMPORTANCE OF SECURING ADEQUATE PROPERTY COVERAGE IS SOMETIMES OVERLOOKED. AT S.H. SMITH & COMPANY, OUR EXPERTS THOROUGHLY UNDERWRITE EVERY PROPERTY SUBMISSION THAT WE RECEIVE, REGARDLESS OF THE COMPLEXITY OR LIMIT OF LIABILITY.

We select the best markets to work with based on policy language and fiscal stability. Our experienced brokers are hand picked for their expertise and creativity so that our customers can sleep soundly at night knowing that their insured's are adequately covered in the event of a loss. With access to both admitted and non-admitted markets, there are very few insurance risks that we cannot provide solutions for.

We Offer:

  • All-Risk
  • HPR Programs with Blanket Limits
  • Layered Programs
  • Difference in Condition
  • Deductible Buyback
  • Coastal Property
  • Inland Marine
  • Ocean Marine
  •  

    Target Classes:

    Catastrophe Exposures

  • Earthquake, including California
  • Flood, including Zones A & V
  • Wind (Tier 1)
  • Wind Deductible Buybacks
  • Inland Marine

  • Auto Physical
  • Builders Risk
  • Motor Truck Cargo
  • Warehouseman's Legal Liability
  • Manufacturing

  • Chemical
  • Electronics
  • Paper
  • Plastic
  • Woodworking
  • Steel
  • Loss Challenged

    Real Estate

  • Apartments / Condos
  • Office Buildings
  • Retail Stores
  • Shopping Centers
  • Student Housing
  • Hotel / Motel
  • Energy Related

  • Oil / Gas
  • Wind
  • Solar
  • Hydro
  • Vacant Buildings

    Warehousing

     

    We invite you to contact one of our experts today to learn more about our property insurance solutions or S.H. Smith & Company's full spectrum of insurance capabilities. Either way, we look forward to the opportunity to show you the S.H. Smith & Company difference.

    This e-mail address is being protected from spambots. You need JavaScript enabled to view it.
    Assistant Vice President
    860-656-1271
    800-356-0168 x 1271

    Kim Twerdy
    Account Manager
    860-656-1211
    800-356-0168 x 1211

    S.H. Smith & Company is licensed to work in all 50 states and has offices in Connecticut, Maryland, Massachusetts, Minnesota, New York, Ohio, and Rhode Island.

    Recent Successes:

     

    Success #1

    Manufacturing

    Coverage: Zone A Flood
    Limits:
    $5M
    Premium: $60,000

     

    Success #2

    Retail

    Coverage: California EQ
    Limits:
    $10M
    Premium: $146,000

     

    Success #3

    Florida Office Building

    Coverage: All Risk
    Limits:
    $8M
    Premium: $48,000

     

    Success #4

    Vacant Retail

    Coverage: Special Form
    Limits:
    $2.5M
    Premium: $10,000

     

    Success #5

    Garden Apartments

    Coverage: Layered Program
    Limits:
    $49M
    Premium: $68,000

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    WWW.SHSMITH.COM

    For general information about S.H. Smith & Company, feel free to contact any of our Regional Sales Managers listed below. For any region not listed, please contact our President, This e-mail address is being protected from spambots. You need JavaScript enabled to view it. or call us at (800) 356-0168. S.H. Smith & Company is a national firm, licensed to write in all 50 states.

    Connecticut
    This e-mail address is being protected from spambots. You need JavaScript enabled to view it.
    (860) 561-3600
    Massachusetts
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    (781) 247-6225
    New York / Vermont
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    (860) 656-1206
    OH / KY / IN / Midwest
    This e-mail address is being protected from spambots. You need JavaScript enabled to view it.
    (440) 930-0543
    Maryland
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    (215) 528-4200
    MN / Upper Midwest
    This e-mail address is being protected from spambots. You need JavaScript enabled to view it.
    (651) 414-3862
    Ohio
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    (330) 656-2525
    Indiana/Michigan/OH
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    (937) 938-1532

    CONNECTICUT, MARYLAND, MASSACHUSETTS, MINNESOTA, NEW YORK, OHIO, RHODE ISLAND

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