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Liquor Liability at S.H. Smith & Company |
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Liquor licenses carry a tremendous amount of responsibility and liability with them. If an establishment with a liquor license serves a patron too much or unknowingly serves an under-age patron, the establishment in question exposes themselves to a potentially enormous exposure. Did you know that if your insured’s business is located in a state that recognizes joint and several liability, your insured can be held liable for an entire liquor liability claim even if the intoxicated person consumed only one drink at your insured’s establishment? Managing the litigation process of a liquor liability claim can be overwhelmingly time consuming; even if the establishment in question is not found liable, the average cost to defend such claims is $150,000. Contact us today, and rest assured that our experts will find the best market for your insured’s particular liquor liability exposure.
April Gilcreast Cynthia Fontes |
RELATED NEWS New Liquor Liability Mandate in Massachusetts Effective August 28, 2010, the state of Massachusetts has passed a new law that requires all establishments that hold a liquor license to provide proof of liquor liability insurance to their local licensing authority when renewing or applying for a liquor license. Minimum coverage requirements are: $250,000 per person and $500,000 per occurrence.
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WWW.SHSMITH.COM For general information about S.H. Smith, feel free to contact any of our Regional Sales Managers listed below. For any region not listed, please contact our President, Scott Smith or call us at (800) 356-0168. S.H. Smith & Co. is a national firm, licensed to write in all 50 states.
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OFFICES: CONNECTICUT, MARYLAND, MASSACHUSETTS, MINNESOTA, NEW YORK, NEW JERSEY, OHIO, RHODE ISLAND
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