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Our markets are aggressively pricing accounts, focusing on adding competitive coverage terms and enhancements. We have the ability to negotiate coverage with over seventy "A" rated markets; let our expertise work for you.
RECENT SUCCESSES
Examples of some of our recent placements include:
| TYPE OF BUSINESS |
COVERAGE |
LIMITS |
PREMIUM |
| Chain of fast food restaurants |
CGL |
1M/2M/2M |
$123,800 |
| Recall coverage for manufacturer of wooden retail toys |
Product Recall Expense |
5M/5M |
$98,100 |
| Sprinkler contractor |
CGL |
1M/2M |
$47,500 |
| School bus operator |
Excess Liability |
4M |
$45,000 |
| GL/Pollution for fire and water |
Pollution Liability |
1M/2M |
$33,028 |
| Excess for restoration contractor |
Excess Liability |
5M |
$22,045 |
| Elevator service and repair contractor |
CGL |
1M/2M |
$40,000 |
| Manufacturer of nutritional juices and holistic foods and vitamins |
Nutra Advantage Program |
1M/2M |
$24,705 |
| Manufacturer of aftermarket sport bike products |
Products Liability |
1M/2M |
$13,600 |
| Outbreak contamination coverage for a banquet and conference facility with overnight accommodations (bed bug coverage) |
Contamination Coverage |
$5,000 a day/30 days |
$1,250 |
| Garden Apartments |
Property |
245M |
$288,000 |
| Flood Insurance |
Flood |
5M excess of NFIP |
$60,000 |
| Toy Manufacturer |
California Earthquake |
27.5M |
$58,000 |
| Vacant Building |
Property |
24M |
$72,000 |
REAL ESTATE / HABITATIONAL
Offering Commercial General Liability and Property & Crime, we can expertly craft coverage that fits your insured’s particular exposure. Examples of target classes include apartment buildings & condominiums, student housing, hotels & motels, retail stores, and warehouses.
CONTRACTORS
Whether your client is a general contractor or artisan contractor, building commercial or residential properties (including town homes and condominiums), we can create unique programs.
ENVIRONMENTAL
Environmental insurance helps to protect against the broad-ranging liabilities imposed by federal, state, and local environmental laws and regulations. We work with several "A" rated carriers that have extensive environmental coverage experience, allowing us to offer coverage specially tailored by industry and size.
PROPERTY
Rate decreases and coverage enhancements can be found on all classes of business from habitational to manufacturing, to commercial and residential properties and catastrophic exposed risk. Our property team has access to all of the coverages your clients require.
WORKERS COMPENSATION
We work with the top Workers Compensation markets to provide solutions to fit the needs of your clients – from small businesses to large corporations. Our markets provide coverage for a wide range of classes including retail, manufacturing, service, wholesale, construction, temporary staffing, transportation and more.
PRODUCT RECALL / PRODUCT CONTAMINATION
Product recalls & contamination can greatly affect your manufacturing client's bottom line if they go without coverage. Our offerings cover an extensive range of consumer, industrial, pharmaceutical and commercial products.
UMBRELLA
Call us for quick turn around on any size umbrella. We can consider all classes and build limits from $1 million to over $250 million.
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We are pleased to announce two additions to our Commercial Property & Casualty department.
Joshua O’Neill, Asst. VP
Connecticut
Joshua’s expertise in underwriting coverages and exposures for casualty lines of business stems from his more than 15 years of experience in the industry – from underwriting and marketing to client service and account management. Contact Josh via email.
Shawn Morris, Broker
Massachusetts
Shawn is responsible for brokering and underwriting commercial accounts. Shawn holds a Construction Risk & Insurance Specialist designation from IRMI, a MA P&C license and is pursuing his CPCU. Contact Shawn via email.
For more information, contact any of our Commercial Property & Casualty experts today:
Connecticut Office
Hamilton Smith
860-656-1256
800-356-0168 x 1256
Joshua O'Neill
860-656-1270
800-356-0168 x 1270
Suzanne Averill
860-656-1260
800-356-0168 x 1260
Patti Roth
860-656-1258
800-356-0168 x 1258
Edward Martindale (Property)
860-656-1271
800-356-0168 x 1271
Massachusetts Office
Shawn Morris
781-247-6216
800-735-1023 x 6216
Patti Roth
860-656-1258
800-356-0168 x 1258
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