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About 60% of individuals over age 65 will require at least some type of long-term care services during their lifetime.* |
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If you're looking to cover your insured's long-term care facilities, our professional and general liability products and unique market access give S.H. Smith & Company the capability to cover any exposure. The vast spectrum of care, spanning from Independent Living Facilities to Skilled Nursing Homes, makes it necessary to craft coverage around the unique lines of services provided. S.H. Smith & Company professionals have more years of combined expertise than any other specialty insurance broker. We have a unique understanding of the insurance needs associated with the healthcare marketplace – and long-term care is no exception. Limits include $1 million per claim/$3 million aggregate primary limits (applies separately per scheduled facility) and up to $10 million lead excess or umbrella, shared limit for all covered facilities (higher limits available upon request). Some features of our long-term care product include: Basic Coverages:
For additional information please contact one of our healthcare product experts for a complete list of coverage highlights or to answer any questions you may have.
Connecticut Minnesota *source: www.cms.gov |
Eligible Risks: ...and more!
Group home for mentally disabled: Long-term care facility: Assisted living for elderly:
7 Business Days Until 1/1... As we head into yet another chaotic end of the year, make sure that your broker is making your job easier; if they are not, we urge you to give us a chance to earn your business by showing you the S.H. Smith & Company professional difference.
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WWW.SHSMITH.COM For general information about S.H. Smith, feel free to contact any of our Regional Sales Managers listed below. For any region not listed, please contact our President, Scott Smith or call us at (800) 356-0168. S.H. Smith & Co. is a national firm, licensed to write in all 50 states.
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OFFICES: CONNECTICUT, MARYLAND, MASSACHUSETTS, MINNESOTA, NEW YORK, NEW JERSEY, OHIO, RHODE ISLAND
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Recent Successes: 
