Building Solutions for Contractors Since 1982.

Contractors can be a very tricky class of business to place. At S.H. Smith & Company, our team of experts, has been creating competitive and comprehensive coverage solutions for contractors for over 30 years. Whether you're looking to place Commercial Contractors, Residential Contractors, Small Artisan Contractors, or even Roofers, we are able to place nearly all forms of contractors.

Architects & Engineers
S.H. Smith & Company has the ability to provide E&O coverage to Architects and Engineers of all types, including Civil, Mechanical, and Structural. Minimum premium starting at $1,500.

Residential Contractors
We have the best coverages and premiums available for your townhome, condominium or single-family home builder. Depending on the class and state, we offer the lowest premium, with a minimum for Residential Contractors of $15,000.

New Market Access
S.H. Smith & Company is pleased to announce that we now have ability to quote NY contractors without a labor law exclusion through a new, in-house market. This new market is also providing options to buy back full contractual liability, blanket additional insured, blanket waiver and blanket primary and on-contributory wording. For further details on this new market, please contact Ryan Kelly at (860) 656-1263 or This e-mail address is being protected from spambots. You need JavaScript enabled to view it. .

Whether you have questions about our full spectrum of coverage solutions or would like to pursue a quote, we invite you to call one of S.H. Smith & Company's experts today to learn more about our comprehensive coverage solutions for contractors and the S.H. Smith & Company difference.

For premiums under $25,000:

Ryan Kelly
Assistant Vice President
(860) 656-1263

For premiums over $25,000:

Patricia Roth (Connecticut Office)
Executive Vice President
(860) 656-1258

This e-mail address is being protected from spambots. You need JavaScript enabled to view it. (Massachusetts Office)
Broker
(860) 656-6216

For architects & engineers:

Mark Mullarkey (Connecticut Office)
Senior Vice President
(860) 656-1259

This e-mail address is being protected from spambots. You need JavaScript enabled to view it. (Massachusetts Office)
Senior Account Executive
(860) 656-6224

Hot Products for Contractors:

Additional Classes (with no minimum premium):

S.H. Smith & Company is licensed to work in all 50 states and has offices in Connecticut, Maryland, Massachusetts, Minnesota, New Jersey, New York, Ohio, and Rhode Island.