S.H. Smith & Company's long-standing reputation for experience and expertise in the marketplace enables us to underwrite on behalf of a wide variety of admitted and non-admitted insurance companies. We are able to meet your needs for property, casualty, workers compensation and personal lines opportunities, regardless of size and complexity.

Property

• Vacant Building
• Builders Risk
• Equipment Breakdown
• Excess Flood
• Bank Blanket Fire
• Inland Marine
• Crime Coverage

Comprehensive General Liability

• Miscellaneous Professional Liability
• Owner Contractor Protective Liability
• Special Events

Workers' Compensation

Liquor Liability

Miscellaneous Coverages

• Accident & Health
• Hole-In-One
• Event Cancellation Coverage
• Prize Indemnification
• Weather Insurance
• Crime Coverage

Homeowners Coverage

• Coverage A. Unlimited
• Dwelling Fire Policies
• Comprehensive Personal Liability
• Personal Auto
• Personal Article Floaters
• Yacht Insurance
• Secondary Homes
• Personal Umbrella / Excess

Auto

• Business Auto
• Hired and Non-Owned Auto