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IN-HOUSE UNDERWRITING

S.H. Smith & Company's long-standing reputation for experience and expertise in the marketplace enables us to underwrite on behalf of a wide variety of admitted and non-admitted insurance companies. We are able to meet your needs for property, casualty, workers compensation and personal lines opportunities, regardless of size and complexity.

Property

  • Vacant Building
  • Builders Risk
  • Equipment Breakdown
  • Excess Flood
  • Bank Blanket Fire
  • Inland Marine
  • Crime Coverage

Comprehensive General Liability

  • Miscellaneous Professional Liability
  • Owner Contractor Protective Liability
  • Special Events

Workers' Compensation

Liquor Liability

Miscellaneous Coverages

  • Accident & Health
  • Hole-In-One
  • Event Cancellation Coverage
  • Prize Indemnification
  • Weather Insurance
  • Crime Coverage

Homeowners Coverage

  • Coverage A. Unlimited
  • Dwelling Fire Policies
  • Comprehensive Personal Liability
  • Personal Auto
  • Personal Article Floaters
  • Yacht Insurance
  • Secondary Homes
  • Personal Umbrella / Excess

Auto

  • Business Auto
  • Hired and Non-Owned Auto

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PDF Flyers

Download our informational flyers to learn more about the product offerings in our In-House Underwriting Department

Latest News

New Studies Confirm the Need for Cyber, Security & Privacy Insurance

Can you or your insured really afford not to have this crucial insurance coverage?

Umbrella/Excess Program for Educational Institutions

Our established Educational Institutions Purchasing Group Program has been in existence for 12 years with two "A" rated carriers.

Medical Marijuana Distributors Insurance

We offer Property, GL, Professional Liability and Umbrella Liability coverage to distributors of marijuana for medical purposes.

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