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September 16, 2013 – It is with great enthusiasm that we announce the merger of S.H. Smith & Company, Inc. with R-T Specialty, LLC effective immediately.

For over 30 years, S.H. Smith & Company has strived to deliver expertise by accessing the most thorough and diverse risk transfer mechanisms for our agents. In working with the entire carrier marketplace we have diligently sought after innovative and thoughtful solutions for our agency partners. In RT Specialty we have found a unique complement to our core business values. We believe RT Specialty represents a unique corporate structure with a drive to succeed that matches our own. With RT Specialty's market reach and true countrywide distribution, we can continue to deliver to our agents the most cutting edge risk solutions.

We join a private broker whose people are driven and experienced. Being part of RT Specialty will enhance our risk transfer solutions. Nothing will change here at S. H. Smith & Company except for our name and teammates. Please feel free to contact us for any reason. We look forward to working with you for years to come.


PROVIDING EXPERT INSURANCE SOLUTIONS SINCE 1982

S.H. Smith & Company is among the largest privately owned specialty insurance companies in the country. While our annual written premium has changed over the years, our business model and our commitment to excellence have not. We offer innovative product solutions, unparalleled industry expertise, strategic positioning, surplus lines insurance, and risk evaluation. This level of expertise is not commonly found within the wholesale insurance arena. S.H. Smith & Company are not your typical wholesale insurance brokers: we are experts.


Our structure is that of four wholesale insurance brokerages under one umbrella:


What makes S.H. Smith & Company different?

  • Licensed in all 50 States
  • Ability to Perform all Surplus Lines Filings
  • Key Industry / Product Specialization
  • Dedicated Claims Department
  • Experienced Staff
  • Teamwork & Collaboration
  • Unique Structure with Dedicated Regional Sales Managers

Latest News

New! Admitted Bar & Restaurant Program

We know how to take care of your bar & restaurant business.

We have access to "A" rated habitational carriers.

Having difficulty securing coverage for your insured's habitational risk exposure? Let us help; we have unique markets and creative solutions for habitational risks.

Building Solutions for Contractors

The team at RT Specialty has been creating competitive coverage solutions for contractors for over 30 years.

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